🌿 The anti-anxiety budgeting app

Know what's safe to spend.

Comfy Budgets takes your income, sets aside your bills and savings, and gives you one calm weekly number that refills every week. No spreadsheets. No shame.

Download on theApp Store See how it works β†’

On-device Β· nothing leaves your phone.

Comfy Budgets home screen showing $473 safe to spend this week
πŸ”’ Private by design✦ On-device AIβ—¦ No adsβ—¦ No selling your data
Budgets screen with category spending and IOUs between friends

Soft budgets

Budgets that guide, never nag.

Set gentle limits for the fun stuff β€” groceries, eating out, going out. Comfy shows your pace through the pay period and a calm forecast to payday, not a wall of red numbers.

Split things with friends, too: little IOUs keep track of who owes who β€” you owe Sam $8, Maya owes you $24 β€” without the awkward math.

Insights Β· Premium

Otto's read on your week.

"$219 under pace so far. Comfy start to this stretch." Otto sums up your money in a sentence, then shows where it went β€” colorful category bars and a week-by-week trend you can actually read at a glance.

Insight, not judgment. Overspent a little? Happens to everyone β€” next week's a fresh start.

Insights screen with Otto's read and category breakdown bars
Activity feed of transactions grouped by day

Effortless tracking

Logging that takes seconds.

Add a purchase in a couple of taps, snap a receipt, or let Premium auto-capture card purchases. Your feed stays clean and human β€” grouped by day, refunds in green, always at a comfy pace.

Memories

Your spending, as moments.

Attach a photo to a purchase and it lands on your calendar like a polaroid β€” first latte in the city. Money isn't just numbers; it's the life you're living. Comfy keeps the scrapbook.

Memories screen with polaroid photos on a calendar

Ask Otto Β· Premium

A money coach that lives on your phone. Only on your phone.

Ask Otto anything β€” "can I afford dinner out Friday?" β€” and get a warm, honest answer built from your own numbers. Otto's AI runs entirely on-device: your finances never leave your phone, never train a model, never meet an ad.

On-device AI No servers, no snooping Works offline

Three steps to comfy.

Set it up once. From then on, it's one glance a week.

1

Set your pay & bills

Tell Comfy what comes in, what has to go out, and what you want to save.

2

See what's safe

One calm weekly number, refilled every Sunday. That's your answer.

3

Spend easy

Live your week. Let's glide, not sprint β€” Otto keeps a gentle eye on the pace.

Free to be comfy.

The weekly number is free, forever. Premium wakes up the extras.

Free

Everything you need to know your number.

$0

  • βœ“Weekly safe-to-spend
  • βœ“Up to 10 categories
  • βœ“Activity feed
  • βœ“Home-screen widget
  • βœ“iCloud sync
  • βœ“Manual & receipt logging
7-day free trial

Premium

Wake up the extras.

$2.99/mo

or $19.99/yr billed annually β€” save 44%

  • βœ“Everything in Free
  • βœ“Unlimited categories
  • βœ“Insights & trends
  • βœ“Ask Otto β€” on-device AI coach
  • βœ“Receipt auto-capture
  • βœ“Auto-stash leftovers into your Cushion
Start your free trial

Fair questions.

Is my data private?

Yes β€” everything lives on your device, synced through your own iCloud. Ask Otto's AI runs on-device too. No ads, no analytics brokers, no selling your data. Ever.

Does it link to my bank?

No bank logins. Log a purchase in a couple of taps, snap a receipt, or let Premium auto-capture card purchases β€” all on your phone. Nothing to connect, nothing to leak.

Can I cancel anytime?

Anytime. The trial and subscription are handled by the App Store β€” cancel in Settings with two taps, and the free features are yours forever.

Which devices does it work on?

iPhone, running iOS 18 or later. Home-screen widgets and iCloud sync are included free.

How do savings goals work?

Set a target β€” and a date if you like, say $600 by Dec 1 β€” and we work out what to save each week to get there, with a progress ring to keep you on pace. Spending from a goal? Tag the purchase and it comes out of that pot, not your weekly budget.

What's the Cushion?

Your rolling splurge fund. Whatever's unspent at the end of each pay cycle can tuck itself into the Cushion β€” or stash it by hand β€” building up until you want to treat yourself. Tag a splurge to it and the money comes from that pot, so your weekly budget stays untouched.

How do Open Tabs (IOUs) work?

Split a bill and only your share counts against your budget β€” the rest becomes an Open Tab so you remember who owes whom. Settle it with a tap when the cash comes back. Tabs sit outside your budget math, so an unpaid IOU never inflates what’s safe to spend.

Start your comfiest budget yet.

Free to start. One calm number, this Sunday.

Download on theApp Store